.ef-terms-page{--terms-blue:#0b125c;--terms-blue-dark:#070b3c;--terms-steel:#4682b4;--terms-mint:#2fffba;--terms-cream:#fff6ea;--terms-white:#fffaf3;width:100%;color:var(--terms-blue);background:var(--terms-cream);font-family:var(--font-finalsix-book), Arial, sans-serif;margin:0}.ef-terms-shell{width:min(100% - 2rem,1040px);margin:0 auto}.ef-terms-header{background:var(--terms-blue);padding:1rem clamp(1rem,4vw,3rem)}.ef-terms-header-inner{justify-content:space-between;align-items:center;gap:1rem;width:min(100%,1500px);margin:0 auto;display:flex}.ef-terms-logo{align-items:center;display:inline-flex}.ef-terms-logo img{width:auto;max-width:210px;height:38px;display:block}.ef-terms-back{min-height:42px;color:var(--terms-white);font-family:var(--font-finalsix-bold), Arial, sans-serif;text-transform:uppercase;border:1px solid #fffaf347;border-radius:999px;justify-content:center;align-items:center;padding:.7rem 1rem;font-size:.76rem;line-height:1;text-decoration:none;transition:color .25s,border-color .25s,background .25s,transform .25s;display:inline-flex}.ef-terms-back:hover,.ef-terms-back:focus-visible{color:var(--terms-blue);border-color:var(--terms-mint);background:var(--terms-mint);transform:translateY(-2px)}.ef-terms-hero{background:radial-gradient(circle at 85% 12%, #2fffba1f, transparent 28%), linear-gradient(180deg, #fffaf3, var(--terms-cream));padding:clamp(3.5rem,8vw,6.5rem) 0 clamp(2.5rem,6vw,4.5rem)}.ef-terms-kicker{color:var(--terms-steel);font-family:var(--font-finalsix-bold), Arial, sans-serif;text-transform:uppercase;align-items:center;gap:.6rem;margin:0 0 1rem;font-size:.76rem;line-height:1.2;display:inline-flex}.ef-terms-kicker:before{content:"";background:var(--terms-mint);border-radius:50%;width:.5rem;height:.5rem;box-shadow:0 0 0 5px #2fffba24,0 0 16px #2fffba7a}.ef-terms-title{max-width:900px;color:var(--terms-blue);font-family:var(--font-acier), Impact, sans-serif;text-transform:uppercase;margin:0;font-size:clamp(2.25rem,6vw,4.8rem);font-weight:700;line-height:1.02}.ef-terms-title span{z-index:0;display:inline-block;position:relative}.ef-terms-title span:before{content:"";z-index:-1;background:linear-gradient(90deg,#2fffba1f,#2fffba9e,#4682b433);border-radius:999px;height:.38em;position:absolute;bottom:.04em;left:-.04em;right:-.04em;box-shadow:0 0 22px #2fffba38}.ef-terms-meta{flex-wrap:wrap;gap:.6rem;margin-top:1.5rem;display:flex}.ef-terms-meta span{color:#0b125cb8;font-family:var(--font-finalsix-bold), Arial, sans-serif;background:#ffffff8c;border:1px solid #0b125c1a;border-radius:999px;padding:.55rem .75rem;font-size:.75rem;line-height:1.2}.ef-terms-main{padding:clamp(2.5rem,6vw,5rem) 0}.ef-terms-summary{background:#0b125c1a;border:1px solid #0b125c1a;border-radius:8px;grid-template-columns:repeat(3,minmax(0,1fr));gap:1px;margin-bottom:clamp(2.5rem,5vw,4rem);display:grid;overflow:hidden}.ef-terms-summary div{background:#ffffffb3;padding:1.25rem}.ef-terms-summary strong{color:var(--terms-steel);font-family:var(--font-finalsix-bold), Arial, sans-serif;text-transform:uppercase;margin-bottom:.35rem;font-size:.76rem;display:block}.ef-terms-summary span{color:var(--terms-blue);font-size:.94rem;line-height:1.45}.ef-terms-copy{max-width:860px;margin:0 auto}.ef-terms-copy h2{color:var(--terms-blue);font-family:var(--font-acier), Impact, sans-serif;text-transform:uppercase;margin:2.5rem 0 .8rem;font-size:clamp(1.45rem,3vw,2.05rem);line-height:1.1}.ef-terms-copy h2:first-child{margin-top:0}.ef-terms-copy p{color:#0b125cc2;margin:.7rem 0;font-size:1rem;line-height:1.75}.ef-terms-copy strong{color:var(--terms-blue);font-family:var(--font-finalsix-bold), Arial, sans-serif}.ef-terms-copy a{color:var(--terms-steel);font-family:var(--font-finalsix-bold), Arial, sans-serif;text-underline-offset:.2em}.ef-terms-notice{border-left:4px solid var(--terms-mint);color:#0b125cc7;background:#4682b414;margin-top:2.75rem;padding:1.25rem;font-size:.92rem;line-height:1.65}.ef-terms-footer{color:#fffaf3b8;background:var(--terms-blue);text-align:center;padding:2rem 1rem}.ef-terms-footer p{margin:0;font-size:.85rem;line-height:1.6}.ef-terms-footer a{color:var(--terms-white);font-family:var(--font-finalsix-bold), Arial, sans-serif}@media (max-width:767px){.ef-terms-header-inner{align-items:center}.ef-terms-logo img{height:32px}.ef-terms-back{min-height:38px;padding:.6rem .75rem;font-size:.66rem}.ef-terms-hero{padding-top:3rem}.ef-terms-summary{grid-template-columns:1fr}.ef-terms-copy p{font-size:.95rem;line-height:1.68}}@media (max-width:420px){.ef-terms-header-inner{flex-direction:column}.ef-terms-back{width:100%}.ef-terms-title{font-size:2.15rem}}